Is My Funded Futures Worth It? Our Honest MFF Review
My Funded Futures (MFF) is a Florida-based futures prop firm founded in 2022 by CEO Matt Leech, with a 4.6/5 Trustpilot rating across 10,000+ reviews. It stands out for zero activation fees on its two entry-level plans, free market data, and a genuinely wide platform list. Here’s the full breakdown.
Account Sizes
$10K-$300K
Monthly Cost
One-time fee
Platforms
Tradovate, NinjaTrader, Rithmic
Pros
- Zero activation fees on Starter and Rapid: you only pay the evaluation fee itself
- Free CME market data for non-professional traders, with both CQG and Rithmic feeds supported
- One of the widest platform lists we've seen: Tradovate, NinjaTrader 8, Rithmic, Quantower, Bookmap, Jigsaw, Sierra Chart, ATAS, MotiveWave, plus any platform supporting CQG or Rithmic API
- News, weekend, and overnight trading are all allowed across every account type, at both evaluation and funded stages
- No monthly or inactivity fee, though 30+ days of inactivity can lead to deactivation; there's no recurring charge to avoid
- Scaling up to $1.5 million, +25% of starting balance every 3 months when you hit 6% profit across 2 profitable months
- Rapid has no minimum trading days and no consistency rule at all, the most flexible of the three account types
Cons
- Pro requires 10 minimum trading days plus 5 more (10+5) across its two phases, the slowest path to funded of the three account types
- Starter carries a 30%-of-target consistency rule that Rapid and Pro don't have, easy to overlook if you're comparing account types casually
- $99 activation fee on Pro, versus $0 on the other two types
- Funded payout requires 10 trading days and at least $100 profit, a real (if modest) bar before your first withdrawal
- Russia and Belarus are restricted alongside standard OFAC-sanctioned countries; worth checking the full list if you're trading from a border-adjacent jurisdiction
Account Types & Evaluation Rules
MFF runs three account types. News, weekend, and overnight-holding are all allowed on every one of them, a genuinely permissive rule set compared to firms that restrict those during evaluation.
| Parameter | Starter | Rapid | Pro |
|---|---|---|---|
| Phases | 1 | 1 | 2 |
| Phase 1 Target | 6% | 6% | 8% |
| Phase 2 Target | — | — | 4% |
| Max Drawdown | 4% (EOD Trailing) | 4% (EOD Trailing) | 4% (Static) |
| Daily Loss Limit | 2% | 2% | 2% |
| Consistency Rule | 30% of target | None | None |
| Min. Trading Days | 7 | 0 | 10 + 5 |
| Max Days | Unlimited | Unlimited | Unlimited |
Max position size scales with account size: 5/10/15 contracts on Starter and Rapid, up to 5/10/15/25/30 on Pro.
Funded Account Rules
On Starter and Rapid, the funded drawdown stays EOD Trailing but resets to your starting balance once you take a payout. Pro switches to a static 4% limit. The Daily Loss Limit carries over unchanged from evaluation, and there’s no consistency rule at the funded stage on any account type.
To request your first payout you need at least 10 trading days on the funded account and a minimum of $100 in profit. Self-copy trading (across your own accounts) is allowed.
Platforms & Data
Supported platforms: Tradovate, TradingView, NinjaTrader 8, Rithmic (R|Trader), Quantower, Bookmap, Jigsaw, Sierra Chart, ATAS, and MotiveWave, plus, in principle, any platform that supports the CQG or Rithmic API. Both CQG and Rithmic data feeds are supported, and CME market data is free for non-professional traders.
Tradeable instruments cover the full CME Group range: equity indices, interest rates, metals, energy, agricultural products, currencies, and crypto futures.
Fees
Activation fee: $0 on Starter and Rapid, $99 on Pro. Reset fee: $75. Data fees: $0 for non-professional traders. Payouts are processed with no fee from MFF. There’s no monthly subscription or inactivity charge, though 30+ days without activity can lead to account deactivation.
Payouts & Scaling
Your first payout is available 14 days after your first trade on the funded account, then every 14 days after that. MFF pays a 90% split, up to $10,000 per payout (with room to increase over time), via bank transfer, ACH, or Deel (which covers crypto and PayPal). Processing takes 3–5 business days, with no fee charged by MFF.
Scaling: every 3 months, if you’ve made 6%+ profit across 2 profitable months, your account grows by +25% of its starting balance, up to a $1,500,000 ceiling, with position limits scaling proportionally.
Trading Rules: Allowed & Forbidden
Allowed: EAs, locally-run copy trading, hedging, tick scalping, DLL/API connections, and VPN/VPS use (not for sanctions evasion). Micro contracts are permitted.
Forbidden: HFT, latency arbitrage, group/shared copy trading, and any form of market manipulation.
Account limits: up to 10 accounts at once, no more than 5 of the same type, and account combining/merging is not permitted.
KYC: not required to purchase an evaluation, only before your first payout (ID, address, selfie). MFF issues a 1099 for US traders; you’re responsible for your own taxes elsewhere.
My Funded Futures Discount Code
MFF runs discount codes fairly consistently: typically around 10% off, rising to as much as 30% off during holiday sales.
Verdict
MFF’s combination of zero activation fees, free data, and permissive news/weekend/overnight rules makes it a genuinely low-friction option, especially on Starter and Rapid. For an SMC/ICT trader working session-based setups around news events, not having to work around a news-trading restriction during evaluation is a real practical convenience most firms don’t offer.
Rapid stands out within MFF’s own lineup: no minimum trading days, no consistency rule, and the same 4% EOD trailing drawdown as Starter, just without the extra restriction. If you want the fastest, least-encumbered path to funded here, that’s the one to look at. Pro asks for more patience (10+5 trading days) in exchange for a static rather than trailing drawdown, a fair trade for traders who find static limits easier to plan around.
FAQ
Is My Funded Futures legit?
Yes, MFF is a Florida-registered LLC founded in 2022, with a 4.6/5 Trustpilot rating across 10,000+ reviews and an active Discord and social media presence.
What's the difference between MFF Starter, Rapid, and Pro?
Starter and Rapid are both single-phase with a 4% EOD trailing drawdown; Starter has a 30%-of-target consistency rule that Rapid doesn’t. Pro is two phases with a static 4% drawdown and no consistency rule, but requires more trading days (10+5) and a $99 activation fee.
Does MFF allow trading during news events?
Yes, news, weekend, and overnight trading are all allowed on every account type, at both the evaluation and funded stages.
How fast are MFF payouts?
Your first payout is available 14 days after your first trade, then every 14 days after. Processing takes 3–5 business days once requested, with no fee from MFF.
Does MFF have a discount code?
MFF runs discount codes regularly, typically around 10% off and up to 30% during holiday sales.