Is Funded Trading Plus Worth It? Our Honest FT+ Review
Funded Trading Plus (FT+) is a UK-based prop firm founded in 2021 by CEO Simon. It runs three models with a clean, fully published pricing grid (rarer than it should be in this industry) and a consistency rule that’s officially documented rather than pieced together from third parties. It’s also one of the larger firms by scale: $19.5M+ paid out, 211,000+ accounts issued, and 60,000+ active traders across 180 countries.
Worth it if you trade low-frequency and want no minimum days, a published price for every model, and a consistency rule that blocks you instead of failing you. Skip it if you want the cheapest possible instant funding — that model costs 2–5x the evaluations here.
30% off every program and account size, including 2-Step Classic, with public promo code FUNDED30.
Details last checked 28 Sep 2026.
Jump to: The 3 models · Full pricing · Consistency rule · Scaling · Verdict · FAQ
Account Sizes
$5K–$200K
Monthly Cost
From $89
Platforms
MT5, cTrader, Match Trade
Pros
- Every price is published upfront, for every model and size
- Consistency rule blocks progress instead of failing the account (35% / 50%)
- No minimum trading days on any model
- Split scales 80% → 100%, up to $5M on Master Trader
Cons
- Instant Funding costs 2–5x the evaluation models
- "Beginner / Intermediate / Advanced" are labels only — same rules
- No weekend holding on Instant Funding (allowed on the other two)
The 3 Models
All three models pay 80% scaling toward 100%, allow news trading, and prohibit copy trading, arbitrage, hedging, and grid trading (EAs are otherwise allowed). Instant Funding is the outlier on weekend holding (banned there, allowed on the other two) and carries no swap fees. Leverage is 1:30 on Instant Funding and 1-Step Express, 1:50 on 2-Step Classic.
| Model | Phases | Target | Daily DD | Max DD | Leverage | Reward Cycle |
|---|---|---|---|---|---|---|
| Instant Funding | 0 | None | 6% | 6% trailing | 1:30 | Day 1, then every 7 days |
| 1-Step Express | 1 | 10% | 4% | 6% trailing | 1:30 | Day 1, then every 7 days |
| 2-Step Classic | 2 | 7% / 7% | 4% | 8% static | 1:50 | Every 10 days |
FT+ also markets these as “Advanced,” “Intermediate,” and “Beginner” difficulty tiers: pricing and rules are identical across tiers (with small exceptions at $5K/$10K), so this is a marketing label, not a genuinely different rule set.
Full Pricing Grid
| Size | Instant Funding | 1-Step Express | 2-Step Classic |
|---|---|---|---|
| $5,000 | $249 | $99 | $89 |
| $10,000 | $429 | $199 / $99* | $169 / $89* |
| $25,000 | $1,099 | $199 | $169 |
| $50,000 | $2,199 | $349 | $319 |
| $100,000 | $4,499 | $549 | $549 |
| $200,000 | — | $999 | — |
*Advanced tier / Intermediate–Beginner tier pricing differs only at $10K. Instant Funding caps out at $100K; 1-Step Express is the only model offered at $200K.
Activation Accounts — “Pass Now. Pay Later.” (new)
FT+ added a fourth route in September 2026: you pay $4 up front for a $25K, $50K or $100K account, pass a single phase with a 2% target, and only then pay the rest. There is no time limit, no minimum trading days and no consistency rule on this route, and it runs on MT5 and Match-Trader.
| Size | Pay today | Activation fee after you pass |
|---|---|---|
| $25,000 | $4 | $179 |
| $50,000 | $4 | $299 |
| $100,000 | $4 | $489 |
Route and $4 entry confirmed on fundedtradingplus.com; the activation fees come from FT+’s own announcement email, 22 Sep 2026. If you fail, the $4 is all you spend.
The Consistency Rule (Officially Confirmed)
FT+ caps your best single day at 35% of total profit on Phase 1 and Phase 2 (2-Step Classic), rising to 50% once funded, calculated automatically in your dashboard from closed trades only. Importantly, going over this ratio is not a breach: it simply blocks you from advancing to the next phase or requesting a payout until your profit distribution evens out. You keep trading and the ratio can recover on its own.
Scaling Programs
Master Trader Program (Instant Funding): your account doubles every time you hit 10% profit, scaling up toward a $5,000,000 ceiling. Your split also climbs as you grow: 80% to start, 90% after +20% growth, and 100% after +30% growth.
1-Step Express and 2-Step Classic don’t scale automatically. Scaling to $5M is an optional add-on on 1-Step Express (+15% cost), alongside a 90% payout split (+15%) and payouts every 3 days instead of 7 (+15%). 2-Step Classic offers its own add-ons instead: a +1% drawdown buffer (+20%) and an 85% payout split (+15%).
Company
Funded Trading Plus is UK-based, founded in 2021 by CEO Simon. It reports 60,000+ traders, 211,000+ accounts issued, $19.5M+ paid out across 180 countries, and a largest single payout of $189,083. It’s rated the #1 trusted firm on Trustpilot, with 2,500+ five-star reviews. Payouts go out via bank transfer or crypto; 30 days without a trade closes the account.
Verdict
FT+’s biggest practical advantage is one that’s easy to underrate: you can actually see the full price for every model and size without hunting through a checkout calculator. Combined with a consistency rule that blocks rather than fails you, and no minimum trading days on any model, this is a firm that lets you move at your own pace without stacking extra friction on top of the core rules.
For an SMC/ICT trader with a low-frequency, high-conviction style, the 35%/50% consistency thresholds are generous enough that a single strong day within a broader profitable run shouldn’t cause problems, and because it’s a soft block rather than a breach, there’s no risk of losing the account over it. Instant Funding’s premium pricing only makes sense if skipping the evaluation entirely is worth several times the cost to you; otherwise, 1-Step Express or 2-Step Classic are the better value entry points.
FAQ
Is Funded Trading Plus legit?
Yes, Funded Trading Plus is UK-based, founded in 2021 by CEO Simon, and reports 60,000+ traders, 211,000+ accounts issued, and $19.5M+ paid out across 180 countries.
What's the difference between Advanced, Intermediate, and Beginner at FT+?
They’re marketing labels, not different rule sets: pricing and rules are identical across tiers, with minor pricing exceptions at $5K and $10K.
Does FT+ have a minimum number of trading days?
No, none of the three models (Instant Funding, 1-Step Express, 2-Step Classic) require a minimum number of trading days.
What happens if I breach FT+'s consistency rule?
It’s not an account failure. Going over 35% (Phase 1/2) or 50% (funded) on your best single day simply blocks you from advancing or requesting a payout until the ratio improves. You keep trading.
Can I hold positions over the weekend at FT+?
It depends on the model: not allowed on Instant Funding, allowed on both 1-Step Express and 2-Step Classic.
Funded Trading Plus Discount Code
30% off every program and account size, including 2-Step Classic, with public promo code FUNDED30.
Details last checked 28 Sep 2026.